In recent years, it has become increasingly difficult for Americans to plan for their financial future. The decline of pensions, collapse in home prices and a volatile stock market have created a precarious economy. And this uncertainty has increased demand for financial planners who can make sense of it all. But advice to save more and spend less, and maximize individual retirement accounts has failed to take hold. Three-quarters of Americans have saved just $25,000 for retirement. And nearly half of us now live paycheck-to-paycheck, making it more difficult to save. Diane and a panel of experts discuss planning for your financial future in uncertain times.GuestsKnight Kiplinger editor and chief of the “Kiplinger Letter” and “Kiplingers Personal Finance Magazine.”Tim Maurer certified financial planner at Financial Consulate and co-author of “The Ultimate Financial Plan: Balancing Your Money and Life.”Helaine Olen journalist and author of “Pound Foolish: Exposing the Dark Side of the Personal Finance Industry.”

via Financial Planning In Uncertain Times | The Diane Rehm Show from WAMU and NPR.